With the October Ofgem price cap set to rise and colder weather on the way, many families across the UK are worried about how they will cope with higher gas and electricity bills. Energy already accounts for a significant share of household budgets, and the winter months traditionally push usage – and costs – even higher.
One option attracting fresh attention is the dual fuel tariff By taking gas and electricity from the same supplier, households may benefit from simplified billing, discounts, and the chance to lock in greater stability before demand peaks.
The pressure of winter demand
Around 85% of UK households use gas for central heating. As temperatures drop, consumption rises sharply, particularly in December and January. Even with the energy price cap in place, the average family is set to see higher bills this winter compared to the summer.
Older homes, poorly insulated properties, and larger households are likely to be hit hardest. The rising cost of living means families cannot always absorb these extra charges without making difficult choices elsewhere in their budget.
Fixed versus variable tariffs
Another factor shaping bills this winter is whether households remain on a variable tariff or move to a fixed deal.
- Variable tariffs follow the Ofgem price cap, adjusting every three months. Consumers benefit when wholesale prices fall, but they are left exposed when costs rise.
- Fixed tariffs lock in unit rates and standing charges for 12–24 months. They provide stability and make budgeting easier, though they can be more expensive if market prices drop.
Choosing between these options has become a priority for households that want to manage their costs before the coldest months arrive.
Why dual fuel makes sense
Taking both gas and electricity from a single supplier can offer households several advantages:
- Lower costs – many suppliers provide discounts to customers who choose dual fuel.
- Convenience – one bill, one point of contact, and less paperwork.
- Potential extras – some providers include boiler cover or loyalty rewards as part of dual fuel bundles.
While not always the cheapest option, dual fuel tariffs are proving popular among families who value simplicity and want to lock in predictable payments this winter.
Regional variations
The real impact of energy costs is not felt evenly across the country. Families in northern regions face colder winters and therefore higher gas use, while rural areas often have fewer suppliers to choose from and may face higher distribution charges.
For many of these households, taking advantage of bundled tariffs is one of the few ways to ease the pressure.
The importance of comparison
Even though dual fuel can provide savings, not all deals are equal. That is why households are increasingly using independent platforms to find the cheapest energy deals across multiple suppliers. These services make it possible to see, at a glance, which companies are offering the best value, the most reliable service, and the most flexible tariff structures.
By comparing before committing, households can avoid being locked into uncompetitive deals.
Expert view: Andrea Troy, Free Price Compare
Andrea Troy, Director of Products & Services at Free Price Compare, explained the growing appeal of dual fuel bundles:
“This winter will be challenging for many families as energy use rises and the October price cap takes effect. Dual fuel tariffs offer a practical way to simplify bills and, in some cases, reduce costs. The key is to compare options carefully, because the best choice will vary depending on usage and location. What works for a single person in a city flat may not work for a large family in a rural home. The important thing is to act early rather than wait until bills spike in the middle of winter.”
Taking action now
Global energy markets remain unpredictable, and UK households have little control over wholesale prices. What they can control is how they manage their tariff choices. Exploring dual fuel bundles, reviewing fixed versus variable contracts, and using comparison tools are all steps that can reduce financial strain.
This winter, the households that fare best are likely to be those that take action now. By reviewing tariffs and switching where appropriate, families can limit the impact of rising bills and avoid the shock of unexpected costs.
